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August 17, 2025

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State Bank launches Arogyam Healthcare Business Loan New Delhi, June 25

4 years ago News Cubic

In order to provide more support to the healthcare sector in the country amid the pandemic, State Bank of India has launched Arogyam Healthcare Business Loan.
Under this new product, loans up to Rs 100 crore (as per geographical location) will be provided to the entire system involved in health care such as hospitals, nursing homes, diagnostic centers, pathology labs, manufacturers, suppliers, importers, logistics firms, etc. This loan can be repaid in 10 years.

Aarogya loan can be availed either as a term loan for expansion or modernization or in the form of working capital facilities like cash credit, bank guarantee/ letter of credit. Loans can be taken up to Rs 100 crore under Aarogya in metro centres, up to Rs 20 crore in tier II and urban centers and Rs 10 crore in tier 2 to tier 6 centres.
Beneficiary entities/borrowing companies availing loans up to Rs.2 crore will not be required to offer collateral or any security against the loan, as this loan is covered under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Guarantee Scheme. will be covered under

Launching this new product, Mr. Dinesh Khara, Chairman, SBI said, “Our healthcare system has been providing uninterrupted and unprecedented support to the nation in the midst of the pandemic for the past one year. Recognizing and recognizing their contribution in the wake of COVID-19, we are delighted to launch Aarogyam Healthcare Business Loan for them. We are confident that this special loan product will provide the necessary financial support to enable expansion/modernization of existing facilities and creation of new facilities. Our endeavor with Aarogya Healthcare Business Loan is a step towards strengthening healthcare infrastructure across the country.

Aarogya Healthcare Business Loan will be eligible under the COVID loan book being maintained by banks as announced by RBI as part of COVID relief measures.

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