Investors in the Tata Capital IPO are worried! GMP crashes; will there be any profit on Monday’s listing?

All eyes are on the listing of Tata Capital’s ₹15,512 crore IPO. The Tata Capital IPO is scheduled to list on Monday, October 13th. On the final day, the IPO received a 1.96-fold subscription, with bids for 65.19 crore shares out of the 33.34 crore shares available. Among investor categories, retail investors subscribed 1.10 times, non-institutional investors (NIIs) 1.98 times, and qualified institutional buyers (QIBs) 3.42 times.

NBFC Tata Capital has set a price band of ₹310-326 per share, at the upper end of which the company is valued at approximately ₹1.38 lakh crore.

Tata Capital IPO Listing Price Prediction

Tata Capital IPO Share Price Prediction (GMP) shows a possible flat listing on the Indian stock market until Sunday, October 12th, 2025. This has created a sense of panic among retail investors who have invested. According to IPO India data on Sunday, the upper price band for the public issue is ₹326, and the shares are expected to list at a 0% premium.

The GMP for Tata Capital’s IPO fell from ₹4 per share to ₹0 per share on Sunday. Investograin data shows a decline of -0.5% in the GMP. This indicates the IPO is expected to list at ₹325.5, compared to the upper price band of ₹326. Investors are expected to incur a loss of ₹23 per share.

However, the GMP (grey market premium) is volatile and fluctuates depending on market sentiment.

Tata Capital IPO Listing Date

The Tata Capital IPO will be listed on the BSE and NSE, with a tentative listing date of October 13, 2025.

Tata Capital IPO Information

Currently, Tata Sons holds an 88.6 percent stake in Tata Capital, while IFC holds a 1.8 percent stake. The proceeds from the IPO will be used to strengthen the company’s Tier-1 capital base, meet future capital requirements, and further lending.

Tata Capital, the financial services arm of the Tata Group, previously filed draft documents in April through the confidential pre-filing route and received approval from market regulator SEBI in July.

This IPO will be the largest public issue in India’s financial sector. It will also be the Tata Group’s second public listing in recent years, following Tata Technologies’ debut in November 2023.

This IPO is being conducted in accordance with the Reserve Bank of India’s (RBI) listing mandate for upper-tier NBFCs, which requires them to be listed within three years of classification. Tata Capital was designated as an upper-tier NBFC in September 2022.